Who Pays What

Who Pays What

In San Francisco Residential Real Estate transactions, Sellers and Buyers are generally expected to pay for the following...

Sellers Buyers
  • Real estate commission
  • Document preparation fee for
  • Documentary transfer tax
  • City transfer/conveyance tax (according to contract)
  • Payoff of all loans in seller's name (or existing loan balance if being assumed by buyer)
  • Interest accrued to lender being paid off, statement fees, reconveyance fees and any prepayment penalties
  • Termite work (according to contract)
  • Home warranty (according to contract)
  • Any judgments, tax liens, etc., against the seller
  • Recording charges to clear all documents of record against seller
  • Tax pro-ration (for any taxes unpaid at time of transfer of title)
  • Any unpaid Homeowner's dues
  • Any and all delinquent taxes
  • Notary fees
  • Any bonds or assessments (according to contract)
  • Energy/Water Compliance
  • Title insurance premiums
  • Escrow fee
  • Documentation preparation (if applicable)
  • Recording charges for all documents in buyer's names
  • Tax pro-ration (from date of acquisition)
  • Termite inspection (according to contract)
  • Homeowner's transfer fee (according to contract)
  • All new loan charges
  • Home warranty (according to contract)
  • Interest on new loan from date of funding to 30 days prior to first payment date
  • Assumption/change of records fees for take over of existing loan
  • Beneficiary statement fee for assumption of existing loan
  • Inspection fees (roofing, property inspection, geological, etc.)
  • Payment to escrow for home owners insurance premium


Contact Information

Photo of Ken J. Gendemann Real Estate
Ken J. Gendemann
Pacific Union International
1699 Van Ness Avenue
San Francisco CA 94109
Cell: (415) 828-4063

Ken J. Gendemann, CPA
Pacific Union & Christie's International Real Estate
1699 Van Ness Avenue, San Francisco, CA 94109

Cell: 415-828-4063, Office: 415-345-3083
 License #: 01884446